Archive for November, 2013

PostHeaderIcon Blog Spotlight: 10 Questions with J$ of Budgets are Sexy.com


Article Source: Online Shopping Store

Today’s blog spotlight participant is a blogger who has a style all his own, which is a big reason behind his success. Budgets are Sexy.com is one of those blogs that I love to visit because you never know what you’re going to get.

One day J$ will educate ya, the next day he’ll entertain ya, and the next you’ll laugh at loud sitting in your cubicle on an otherwise gloomy day. That ain’t easy folks.

Super stoked that he agreed to play along today. Now on to the interview…

 

10 Questions With J$ of Budgets are $exy.

Q: Describe your blog in 5 sentences or less?
J$: How about in one? :) A site that starts positive conversations about money. (Okay, two) Which is all about motivating people to STOP and pay attention to their finances for a few seconds a day to make sure they’re going in the general direction of their goals.

Q: What makes your blog different from all the rest?
J$: That I try to be funny? And curse? And rap? And say anything else I pretty much want since having “sexy” in the title allows me to get away with it all? ;)

Q: What would I be surprised to find in your refrigerator right now?
J$: O’Doul’s non-alcoholic beer! I got it for my wife who’s currently pregnant with baby money #2 (woo!), and now – 3 months later – it’s still sitting there just waiting to be drunk, haha… I’ve taken a few sips of it and honestly couldn’t tell the difference, but I won’t be drinking the entire case any time soon ;)

Q: If you were deserted on a desert island and could pick one music CD to bring, what would it be? (assuming you had a CD player and electricity )
J$: At first I was going to say Jimmy Buffet’s “Songs You Know From Heart,” but I reckon I’d get mighty tired of that fast considering that record always makes you FEEL like you’re on a beautiful little island anyways, haha… So instead I choose Wyclef Jean’s “The Carnival.” It’s upbeat, fun, has some slow jams on it (remember “Gone ’till November?“) and just overall makes me pretty happy. I’d choose that, on LP if possible.

Q: When and why did you first start blogging?
J$: I started blogging for two reasons: 1) I had been addicted with reading other financial blogs for a few months and realized no one out there had a “voice” like me, and 2) I didn’t want to waste my precious time on MySpace anymore… That tells you how long ago I got started too ;) Every co-worker around me was goofing off all around the web or on IM (instant messenger), so I figured I might as well make myself useful and try out blogging for a bit… And here we are almost 6 years later!

Q: What post on your blog best depicts the essence of you?
J$: Hmm….. I would say either the one where I got fired, or the one where I break down Lorde’s “Royals” song and relate it to personal finance :)

Q: What blog or website influenced you the most when you started?
J$: Oh man, MyMoneyBlog.com all the way. I just loved how transparent he was with showing everyone his entire net worth each month, that I decided to do the same and haven’t missed a month since. There’s not many bloggers out there that are willing to do that (showing the world where all their money is), and I find it to be one of the best parts of financial blogging… No one in the real world will ever show you this!

Q: Who would play you in a movie about your life, and why?
J$:  Haha… This is an easy one: Ty Pennington from Extreme Makeover: Home Edition. Not in the looks department exactly – although we’re both tall with spiky hair – but more in the “I’m hyper and bouncing all over the place cuz I love people and socializing and being all OUT THERE – aghhhhh!!!!” type way, haha… And I actually got a chance to take on his role a little when we were doing Love Drop, our philanthropy project, where we traveled the country showing up on people’s door steps and surprising them with money and gifts to better change their lives :) It was pretty cool.

Q: When it comes to blogging, what is your biggest pet peeve?
J$: Probably when people bitch and moan all the time and I come away from reading their site in a crap mood. We all have bad days and like to vent here and there – after all, sometimes those make for the more juicier blog posts! – but if all you’re doing is putting out more negativity in the world with no sense of purpose, then I find myself clicking away and never coming back. I get enough of that reading/watching the news so I certainly don’t need any more.

Q: What is your favorite breakfast cereal and why?
J$: Lucky charms! They’re magically delicious!

(Kyle again) I love ‘Gone til November’, one of those songs that I remember what was going on in my life when I first heard it.  Also, I think I should change my site to Rather Be Sexy.com, just think of what I could get away with! Thanks J$, now go check out his About page to learn even more.

Make sure you subscribe to his RSS feed and follow him on Facebook and Twitter. Also, go check out his newest project Rockstar Finance.com which is a collection of the best personal finance articles from around the blogosphere. It is a really cool project he has started because you can always find a great read or five on every visit.

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PostHeaderIcon Maximize Savings: Which Retailers Let You Stack Coupons


Article Source: Online Shopping Store

This might surprise you. Even though I run a coupon website that I started from scratch 12+ years ago I have never stacked coupons before. This is mainly because before today I had no idea which retailers actually let you stack coupons. Some coupon nerd I am, huh?

Well, that all changes today as I have gone through and done the “pain-staking” research to figure out which retail stores, both online and brick & mortar, will let you stack coupons on your order. Here are my initial findings:

Michaels

Kohl's storefront

Just yesterday my wife took advantage of the coupon stacking policy at our local Michaels store to save quite a bit of money. She actually used the Rather-Be-Shopping Coupons app and the cashier scanned both coupons when she was checking out. Here is how it works:

  • You can use multiple coupons on your in-store purchase but the coupons must have different bar-codes.
  • Example: If you have a 20% off coupon and a 40% off your highest-priced item coupon, you can use both BUT the 20% off coupon will not apply to the item that received the 40% off discount.
  • They also accept coupons from competitors like Joann, Hobby Lobby, and Hancock.

Joann Fabrics and Crafts

Kohl's storefront

The coupon stacking policy at Joann is very similar to Michaels:

  • They’ll let you use competitor coupons from Micahels, Hobby Lobby, and Hancock Fabrics. You can actually use a coupon from each place on the same transaction as long as you are buying at least 3 items.
  • Similar to Michaels, you can use multiple coupons on the same transaction. For example you can use a 25% off your entire purchase and a 50% off any 1 item coupon on the same purchase. The thing to remember is that the item you got for 50% off is NOT eligible to also receive the 25% off discount.
  • You cannot use the same coupon multiple times on the same day, although I am not sure how they would be able to keep track of this.

Kohl’s

Kohl's storefront

Kohl’s is a shining star when it comes to the ability to stack coupons. Here is the skinny:

  • You can combine a percent off coupon with a dollar off coupon but you cannot combine 2 percent off coupons.
  • They’ll also let you combine 2 dollar off coupons on your online and in-store purchase.
  • When shopping at Kohl’s.com be sure to enter one coupon code at a time and click the ‘Apply’ button after each one is added to your shopping cart.
  • Always verify that your order total reflects the coupons before you enter you credit card information.
  • Your best bet: When available enter a free shipping coupon code followed by a 20% off coupon code.

NewEgg.com

NewEgg box

NewEgg is a very popular online electronics retailer with competitive pricing. They also have a stackable coupon policy worth mentioning:

  • They let you add an unlimited number of coupon codes to your online order.
  • The catch is that only one coupon code can be used for each item in your virtual shopping cart.

Victoria’s Secret

Vicky's Secret storefront

The coupon stacking policy at Victoria’s Secret is pretty darn liberal. Here is the skinny:

  • Victoria’s Secret lets you use up to 3 coupons per in-store purchase.
  • No restrictions in terms of dollar off or percentage off coupons. In other words, they in theory would let you use 3 percent off coupons on a single order.
  • For online shopping, many of their coupon codes are only good for one time usage.
  • Be sure to check their Facebook page for exclusive coupons that you can stack until your heart’s content. Also, check MommySavesBig for printable coupons by clicking here.

Walgreen’s

The goats of Rather-Be-Shopping.com

The opportunity available for savings at Walgreens by stacking coupons is also worth mentioning. Here are the details:

  • From the CouponProBlog, Walgreen’s lets you “use ONE Manufacturer coupon, ONE Manufacturer Store coupon (found in their weekly ad) & ONE Instant Value coupon (found in their monthly coupon booklets).”
  • No doubt you can maximize your savings if you can use each of the above mentioned offer types. Make sure to check out their weekly ad in your local newspaper in addition to one of their monthly coupon books which you can find in-store.

Target (aka Tar Zhay Boutique)

The goats of Rather-Be-Shopping.com

Also, Target is cool with you stacking some coupon deliciousness. Here is the scoop:

  • Specifically, they allow you to use 1 manufacturer’s coupon AND 1 Target Store coupon AND 1 Cartwheel offer on EACH item in your purchase.
  • Where to find Target coupons? Look on our Target coupon page, on their Facebook page, their Twitter account, and be sure to get their free Red Rewards Card and they’ll email you new coupons on a regular basis.

Have you had any success stacking coupons at other retailer’s not listed here? Please let me know as I’d like to keep adding new stores to this article in an attempt to make it a complete resource. Thanks!


By Kyle James

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PostHeaderIcon Mini Sequin Stocking Decorations from Harrods


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Harrods has this cute blinged out mini sequin stocking decorations for your Christmas tree.



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The In-Content Ad Leader Buy and Sell text links Health and Beauty Store

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